UAP Medical Underwriting Summary for Unashig Members ~ 18 March 2020 to 17 March 2021

Details of Unashig's Group Health Insurance Cover underwritten by UAP OldMutual, and running from 18 March 2020 to 17 March 2021, are captured in a succinct UNDERWRITING SUMMARY which we make readily accessible here particularly for Members who may not have received their copies by email. Except for specified dates for respective 'cohorts', the content of this summary is the same as is to be found in the summary for the group whose cover began in November 2019. The full text of this more recent Summary can be found through the link below:

READ: Full Text of the March 2020 to March 2021 Underwriting Summary  

A new Underwriting Summary will be issued in March 2021 to coincide with the renewal of Unashig Group Health Insurance for those paid-up for the second 12-month period of cover.  In principle, each calendar year is divided into four intervals or cohorts, each with its distinct starting point for a 12-month cover. The intervals are: November/December, March, June and September.

UNASHIG: UAP Medical Underwriting Summary ~ 27 November 2019 to 26 Nov 2020

Updated July 23, 2020

Details of Unashig's Group Health Insurance cover underwritten by UAP OldMutual, and running from 27 November 2019 to 26 November 2020, are captured in a succinct UNDERWRITING SUMMARY which we would like to make more readily accessible -- particularly to members who may not have received a copy by email. The details can be found at the link below:

READ:  UAP Medical Underwriting Summary, 27 November 2019 to 26 November 2020

A new Underwriting Summary will naturally be issued in November 2020 to coincide with the renewal of Unashig's Group Health Insurance for those paid-up for the second 12-month period of cover. In principle, each calendar year is divided into four intervals or cohorts, each with its distinct starting point for a 12-month cover. The Intervals are: November/December, March, June and September.

Afya Imara Junior ~ UAP OldMutual's New Health Insurance Cover For Children

Afra Imara Junior, a new Health Insurance product, has just been released by UAP OldMutual. It targets children from birth to 18 years of age, or up to 21 years with proof of continuing studentship. The product has two main components:

1) Primary Inpatient cover, with benefits ranging from KES 500,000/- to KES 5,000,000/- per year.

2) Optional Outpatient cover, with benefits ranging from KES 50,000/- to KES 150,000/- per year

Since most parents are already allowed to include their birth-children under their own covers, and in the same age-bracket as envisaged in the new product, Afra Imara Junior seems to open a window of opportunity for children who are not born of the adult or adults who offer to give then cover. There is, indeed, specific mention not just of a parent but also a guardian. So guardians with means are winners here -- for the children under their care.

Alternatively, some parents may discover that giving their own children cover under this scheme helps to stretch the benefits of their own cover. Whatever the case, however, a certain amount of calculating will be required to arrive at a 'happy-medium'. Details of the new product can be found at the link below.

READ: Details of UAP's New Insurance Package For Children