Thursday, October 31, 2019

UAP/OldMutual's Health Insurance Premium Calculations for 78 Unashig Members ~ 31st October 2019

Just three days after we submitted to UAP the family details of 76 Unashig Members, and roughly three hours after adding two Member-details, the Unashig Office reports that we received UAP's much-anticipated health insurance premium calculations at around midday today (though the email indicates that it was sent at around 9:00 AM).

Listed below are the calculations for each of 78 families, identified only by family size and the benefits chosen. Kindly scrutinize the benefits offered and the premiums which each family will have to pay depending on its preferred package of services. This exercise should continue until 7 p.m. this Sunday. This will give Unashig's Management time to prepare a response for submission early next Monday. 
Up to that deadline, we will also be open to any requests to be added to the list currently holding 78.

As things stand now, the total premium which we will have to pay as a group is KES 11,795,429/-. That's an average of KES 151,223.40 per family. Besides the Inpatient component of the premium, at once inevitable and compulsory, Outpatient cover (made compulsory here if a family wishes to include Dental and/or Optical cover) is obviously the biggest cost-driver in all this.


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FAM.BENEFIT OPTIONS CHOSEN PER FAMILY CALCULATED
SIZE PREMIUMS
M+010m Inpatient+Outpatient+D+O 139,229
M+110m Inpatient+Outpatient+D+O 216,540
M+03m Inpatient 69,017
M+13m Inpatient only 104,772
M+63m Inpatient only 253,774
M+15m Inpatient only 108,618
M+13m Inpatient+Outpatient 173,737
M+03m Inpatient only 69,017
M+13m Inpatient+Outpatient+D+O 187,123
M+33m Inpatient+Outpatient 264,811
M+110m Inpatient+Outpatient 195,717
M+03m Inpatient only 69,017
M+03m Inpatient+Outpatient 106,722
M+110m Inpatient Only 122,195
M+010m Inpatient Only 81,464
M+13m Inpatient+Outpatient 173,737
M+110m Inpatient+Outpatient 195,717
M+13m Inpatient + Outpatient + Dental + Optical 187,123
M+32m Inpatient only 163,267
M+03m Inpatient+Outpatient+D+O 117,431
M+110m Inpatient+Outpatient+D+O 216,540
M+03m Inpatient only 69,017
M+15m Inpatient+Outpatient 177,582
M+13m Inpatient only 104,772
M+15m Inpatient+Outpatient+D+O 190,969
M+22m Inpatient+Outpatient+D+O 232,533
M+110m Inpatient+Outpatient+D+O 216,540
M+05m Inpatient+Outpatient 108,986
M+13m Inpatient only 104,772
M+03m Inpatient+Outpatient 106,722
M+13m Inpatient only 104,772
M+03m Inpatient only 69,017
M+05m Inpatient+Outpatient 108,986
M+110m Inpatient+Outpatient+D+O 216,540
M+22m Inpatient+Outpatient+Dental 222,250
M+15m Inpatient+Outpatient 177,582
M+55m Inpatient only 227,419
M+12m Inpatient+Outpatient 171,812
M+13m Inpatient only 104,772
M+15m Inpatient only 108,618
M+03m Inpatient only 69,017
M+13m Inpatient+Outpatient+D+O 187,123
M+13m Inpatient only 104,772
M+25m Inpatient only 141,883
M+13m Inpatient only 104,772
M+13m Inpatient only 104,772
M+15m Inpatient+Outpatient+D+O 190,969
M+33m Inpatient+Outpatient+D+O 285,728
M+15m Inpatient only 108,618
M+33m Inpatient only 166,549
M+15m Inpatient only 108,618
M+110m Inpatient+Outpatient 195,717
M+13m Inpatient only 104,772
M+15m Inpatient+Outpatient 177,582
M+13m Inpatient+Outpatient 173,737
M+110m Inpatient+Outpatient 195,717
M+13m Inpatient only 104,772
M+45m Inpatient+Outpatient+D+O 338,540
M+13m Inpatient+Outpatient 173,737
M+13m Inpatient only 104,772
M+03m Inpatient+Outpatient 106,722
M+12m Inpatient+Outpatient 171,812
M+42m Inpatient+Outpatient 302,211
M+43m Inpatient only 193,476
M+22m Inpatient only 134,076
M+33m Inpatient only 166,549
M+13m Inpatient only 104,772
M+35m Inpatient only 173,110
M+05m Inpatient only 71,281
M+33m Inpatient only 166,549
M+13m Inpatient+Outpatient 173,737
M+33m Inpatient only 166,549
M+03m Inpatient+Outpatient 106,722
M+03m Inpatient only 69,017
M+13m Inpatient+Outpatient 173,737
M+05m Inpatient only 71,281
M+13m Inpatient only 104,772
M+13m Inpatient only 104,772
78 11,742,547
52,841
40
Total Premium 11,795,429