Showing posts with label Options. Show all posts
Showing posts with label Options. Show all posts

Tuesday, June 18, 2019

Letter to NHIF's CEO Concerning New Tabulations/Options for Enhanced Health Insurance Cover


[Reproduced below is the substance of a letter mailed by the Unashig CEO this afternoon to NHIF's Ag. CEO]

You will recall that two members of the Unashig Board joined me in a meeting in your office in April this year. Our purpose was to find out how soon Unashig Members could launch their Enhanced Health Insurance cover. You advised us that a new policy would be in place by mid-June 2019, and that new contracts reflecting the new policy might be signed to take effect in July 2019.

Unashig Kenya PLC is a company established by current and past academic and non-academic staff of the University of Nairobi, as well as other shareholders who are Kenyan citizens, to leverage our group size to meet enhanced health insurance costs. We believe that  group-funding should bring down the premiums to a more affordable level for every participating family. Some 165 members have already contributed over KES 11 million toward the Enhanced Health Insurance. The money is in the Unashig bank account at KCB awaiting remittance to NHIF depending on the requirements of your new policy. The money was collected on the basis of a premium rate (indicated to us in a draft contract with NHIF in 2017-18) of  KES 66,000/- per family size of up to M+3. Depending on the affordable options available, the number of Unashig members paying tor the cover could easily rise to 350 or more, in response to the continuing breakdown of University Health Services.

Quite obviously, the times have since changed. Consequently, we are interested to know if any of your newly available benefits-packages and related limits and premiums might be attractive, and affordable, to our members within the premium ceiling of KSH 66,000/- per M+3. Alternatively, we would like to consult with our members concerning the package to opt for even if it should
require an additional premium over and above the KES 66,000/- previously set for a family of 4 (that is, or M+3).

An early response from your office would be greatly appreciated. We are not asking for a grant. We simply wish to have NHIF cover fully paid for by us, with the first year of cover beginning in July 2019.