From the Cigna Africa quotation for health insurance recently sent to Unasi Insurance Agency, the following facts and figures can be released -- without compromising the identities of the Members concerned. The calculation of a premium payment to be made by a family was based on certain key variables (even though data were sought on other family characteristics such as gender and relation to the family member who was listed as the Unashig Member). The key variables were: Family size (that is, the sum of family members listed for cover), the DOB (later converted to age) of each family member to be covered and Benefit Limit.
A pro-forma range of benefit limits was available in six option-columns, but we preferred to start with the first and lowest (or relatively the most affordable) option -- that is, a benefit limit of US$50,000 (approximately KES 5,000,000/-) per family member covered.
While we cannot publicly share the family details on a social platform such as this, we can, in order to enable Members to see/discern their premium obligations at a glance, give the summaries below. Every Member certainly knows his/her family composition and size, and more importantly the ages of each family member nominated for cover, and should therefore navigate the summary with ease:
Here is the summary (the list will grow longer in the coming days, until we reach the last name at number 113):
1. M+1 Family: Age = 72 and 65. Combined Premium = KES 1,104,650/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 11.04%
2. M+1 Family: Age = 54 and 50; Combined Premium = KES 461,190/-. Aggregate Benefits = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 4.61%
3. M+1 Family: Age = 72 and 63. Combined Premium = KES 914,613/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 9.1%.
4. M+2 Family: Age = 57, 60 and 5. Combined Premium = KES 706,789/-. Aggregate Benefit Limit = KES 15,000,000/-. Premium as a % of Aggregate Benefit Limit = 4.7%.
5. M+0 Family: Age = 52. Premium = KES 230,000/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 4.6%.
6. M+3 Family: Age = 47, 44, 17 and 8. Combined Premium = KES 476,646/-. Aggregate Benefit Limit = KES 20,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.4%.
7. M+2 Family: Age = 57, 44 and 11. Combined Premium = KES 548,425/-. Aggregate Benefit Limit = KES 15,000,000/-. Premium as a % of Aggregate Benefit Limit = 3.7%.
8. M+2 Family: Age = 57, 57, 57 and 0. Combined Premium = KES 650,777/-. Aggregate Benefit Limit = KES 15,000,000/-. Premium as a % of Aggregate Benefit Limit = 4.3%.
9. M+2 Family: Age = 72 and 64. Combined Premium = KES 914,613/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 9.15%.
10. M+4 Family: Age = 48, 42, 11, 9 and 1. Combined Premium = KES 657,941/-. Aggregate Benefit Limit = KES 25,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.6%.
11. M+4 Family: Age = 50, 48, 21, 18, and 14. Combined Premium = KES 732,895/-. Aggregate Benefit Limit = KES 25,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.9%.
12. M+1 Family: Age = 56 and 43. Combined Premium = KES 452,856/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 4.5%.
13. M+1 Family: Age = 60 and 24. Combined Premium = KES 449,522/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 4.5%.
14. M+4 Family: Age = 49, 48, 22, 15 and 13. Combined Premium = KES 696,222/-. Aggregate Benefit Limit = KES 25,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.7%.
15. M+1 Family: Age = 60 and 54. Combined Premium = KES 566,211/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 5.7%.
16. M+1 Family: Age = 70 and 69. Combined Premium = KES 1,104,650/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 11.05%.
17. M+2 Family: Age = 36, 36 and 2. Combined Premium = KES 450,073/-. Aggregate Benefit Limit = KES 15,000,000/-. Premium as a % of Aggregate Benefit Limit = 3.0%.
18. M+3 Family: Age = 47, 42, 9, and 7. Combined Premium = KES 562,312/-. Aggregate Benefit Limit = KES 20,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.8%.
19. M+0 Family: Age = 73. Premium = KES 578,997/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 11.8%.
20. M+3 Family: Age = 41, 35, 8 and 2. Combined Premium = KES 545,692/-. Aggregate Benefit Limit = KES 20,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.7%.
21. M+1 Family: Age = 71 and 75. Combined Premium = KES 1,259,680/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 12.6%.
22. M+0 Family: Age = 57. Premium = KES 275,604/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Aggregate Benefit Limit = 5.5%.
23. M+2 Family: Age = 57, 16 and 6. Combined Premium = KES 470,072/-. Aggregate Benefit Limit = KES 15,000,000/-. Premium as a % of Aggregate Benefit Limit = 3.1%.
24. M+1 Family: Age = 69 and 64. Combined Premium = KES 861,269/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 8.6%.
25. M+1 Family: Age = 63 and 56. Combined Premium = KES 611,220/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 6.1%.
26. M+0 Family: Age = 38. Premium = KES 177,252/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 3.5%. [Needs to add only KES 12,135/- to the premium in order to raise the benefit limit to KES 10,000,000/-]
27. M+0 Family: Age = 71. Premium = KES 578,997/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 11.6%.
28. M+1 Family: Age = 58 and 12. Combined Premium = KES 371,173/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 3.7%.
29. M+1 Family: Age = 58 and 64. Combined Premium = KES 611,220/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 6.1%.
30. M+1 Family: Age = 74 and 69. Combined Premium = KES 1,104,650/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 11.05%.
31. M+2 Family: Age = 71 and 72. Combined Premium = KES 1,157,994/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 11.58%.
32. M+0 Family: Age = 56. Premium = KES 275,604/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 5.5%.
33. M+2 Family: Age = 59, 62, 22. Combined Premium = KES 725,126/-. Aggregate Benefit Limit = KES 15,000,000/-. Premium as a % of Aggregate Benefit Limit = 4.8%.
34. M+4 Family: Age = 41, 49, 15, 11 and 9. Combined Premium = KES 661,215/-. Aggregate Benefit Limit = KES 25,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.6%.
35. M+0 Family: Age = 59. Premium = KES 275,604/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Aggregate Benefit Limit = 5.5% [Member has since opted out of the scheme].
36. M+3 Family: Age = 51, 31, 5 and 3. Combined Premium = KES 592,317/-. Aggregate Benefit Limit = KES 20,000,000/-. Premium as a % of Aggregate Benefit Limit = 3.0%.
37. M+1 Family: Age = 66 and 68. Combined Premium = KES 1,051,306/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 10.5%.
38. M+0 Family: Age = 70. Premium = KES 578,997/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 11.6%.
39. M+1 Family: Age = 67 and 64. Combined Premium = KES 861,269/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 8.6%.
40. M+1 Family: Age = 72 and 70. Combined Premium = KES 1,157,994/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 11.6%.
41. M+1 Family: Age = 52 and 19. Combined Premium = KES 329,498/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 3.3%.
42. M+4 Family: Age = 53, 50, 21, 17 and 9. Combined Premium = KES 769,568/-. Aggregate Benefit Limit = KES 25,000,000/-. Premium as a % of Aggregate Benefit Limit = 3.1%.
43. M+1 Family: Age = 61 and 65. Combined Premium = KES 967,956/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 9.7%.
44. M+3 Family: Age = 41, 40, 10 and 5. Combined Premium = KES 545,642/-. Aggregate Benefit Limit = KES 20,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.7%.
45. M+0 Family: Age = 50. Premium = KES 230,595/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 4.6%.
46. M+3 Family: Age = 24, 32, 6 and 2. Combined Premium = KES 475,628/-. Aggregate Benefit Limit = KES 20,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.4%.
47. M+1 Family: Age = 73 and 68. Combined Premium = KES 1,104,650/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 11.0%.
48. M+2 Family: Age = 42, 84 and 18. Combined Premium = KES 1,026,852/-. Aggregate Benefit Limit = KES 15,000,000/-. Premium as a % of Aggregate Benefit Limit = 6.8%.
49. M+2 Family: Age = 50, 20 and 3. Combined Premium = KES 440,070/-. Aggregate Benefit Limit = KES 15,000,000/-. Premium as a % of Aggregate Benefit Limit = 2.9%.
50. M+6 Family: Age = 65, 44, 21, 18, 13, 5, and 1. Combined Premium = KES 1,202,421/-. Aggregate Benefit Limit = KES 35,000,000/-. Premium as a % of Aggregate Benefit Limit = 3.4%.
51. M+0 Family: Age = 40. Premium = KES 177,252/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 3.5%.
52. M+0 Family: Age = 48. Premium = KES 193,922/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 3.9%. [Member has since opted out of the scheme].
53. M+3 Family: [Member has since opted out].
54. M+0 Family: Age = 32. Premium = KES 170,584/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 3.4%.
55. M+1 Family: Age = 68 and 68. Combined Premium = KES 1,051,306/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 10.5%.
56. M+1 Family: Age = 60 and 66. Combined Premium = KES 861,269/-. Aggregate Benefit Limit = KES 10,000,000/-. Premium as a % of Aggregate Benefit Limit = 8.6%.
57. M+0 Family: Age = 54. Premium = KES 230,595/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 4.6%.
58. M+2 Family: Age = 43, 42 and 12. Aggregate Premium = KES 450,073/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 3.0%.
59. M+1 Family: Age = 43 and 37. Aggregate Premium = KES 354,504/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 3.5%.
60. M+2 Family: Age = 59, 58 and 29. Aggregate Premium = KES 693,453/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 4.6%.
61. M+5 Family: Age = 54, 44, 20, 16, 12 and 10. Aggregate Premium = KES 810,794/-. Aggregate Benefit Limit = KES 30,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.7%.
62. M+2 Family (has indicated intention to opt out of the Cigna option): Age = 57, 61 and 16. Aggregate Premium = KES 710,123/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 4.7%.
63. M+0 Family: Age = 36. Premium = KES 177,252/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 3.5%.
64. M+2 Family: Age = 53, 54 and 20. Aggregate Premium = KES 575,096/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 3.8%.
65. M+1 Family: Age = 39 and 3. Aggregate Premium = KES 272,821/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.7%.
66. M+2 Family: Age = 52, 64 and 19. Aggregate Premium = KES 665,114/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 4.4%.
67. M+2 Family: Age = 62, 61 and 21. Aggregate Premium = KES 785,138/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 5.2%.
68. M+1 Family: Age = 57 and 56. Aggregate Premium = KES 551,208/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 5.5%.
69. M+1 Family: Age = 56 and 61. Aggregate Premium = KES 611,220/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 6.1%.
70. M+3 Family: Age = 50, 45, 17 and 12. Aggregate Premium = KES 618,985/-. Aggregate Benefit Limit = KES 20,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 3.1%.
71. M+1 Family: Age = 71 and 68. Aggregate Premium = KES 1,104,650/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 11.0%.
72. M+2 Family: Age = 56, 16 and 16. Aggregate Premium = KES 473,410/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 3.2%.
73. M+1 Family: Age = 67 and 63. Aggregate Premium = KES 861,569/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 8.6%.
74. M+4 Family: Age = 54, 55, 24, 20 and 15. Aggregate Premium = KES 731,214/-. Aggregate Benefit Limit = KES 25,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.9%.
75. M+1 Family: Age = 77 and 65. Aggregate Premium = KES 1,206,336/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 12.1%.
76. M+0 Family: Age = 75. Premium = KES 680,683/-. Benefit Limit = KES 5,000,000/-. Premium as a % of Benefit Limit = 13.6%.
77. M+4 Family: Age = 56, 54, 21, 19 and 13. Aggregate Premium = KES 814,577/-. Aggregate Benefit Limit = KES 25,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 3.3%.
78. M+1 Family: Age = 66 and 75. Aggregate Premium = KES 1,206,336/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 12.1%.
79. M+1 Family: Age = 74 and 71. Aggregate Premium = KES 1,157,994/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 11.6%.
80. M+2 Family: Age = 59, 24 and 21. Aggregate Premium = KES 503,416/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 3.4%.
81. M+1 Family: Age = 39 and 3. Aggregate Premium = KES 272,821/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.7%.
82. M+3 Family: Age = 41, 39, 11 and 9. Aggregate Premium = KES 535,642/-. Aggregate Benefit Limit = KES 20,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.7%. [Member has opted out and will not be processed for this cover any further]
83. M+1 Family: Age = 73 and 70. Aggregate Premium = KES 1,157,994/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 11.6%.
84. M+1 Family: Age = 57 and 56. Aggregate Premium = KES 551,208/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 5.5%.
85. M+3 Family: Age = 39, 42, 5 and 1. Aggregate Premium = KES 551,208/-. Aggregate Benefit Limit = KES 20,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.8%.
86. M+3 Family: Age = 40, 22, 7 and 5. Aggregate Premium = KES 482,296/-. Aggregate Benefit Limit = KES 20,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.4%.
87. M+1 Family: Age = 65 and 66. Aggregate Premium = KES 1,051,306/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 10.5%.
88. M+1 Family: Age = 67 and 72. Aggregate Premium = KES 1,104,650/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 11.0%.
89. M+1 Family: Age = 44 and 52. Aggregate Premium = KES 407,847/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 4.1%.
90. M+3 Family: Age = 65, 65, 36 and 38. Aggregate Premium = KES 1,408,510/-. Aggregate Benefit Limit = KES 20,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 7.0%.
91. M+1 Family: Age = 69 and 62. Aggregate Premium = KES 861,269/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 8.6%.
92. M+1 Family: Age = 69 and 69. Aggregate Premium = KES 1.051,306/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 10.51%.
93. M+1 Family: Age = 68 and 69. Aggregate Premium = KES 1,051,306/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 10.5%.
94. M+1 Family: Age = 70 and 67. Aggregate Premium = KES 1,104,650/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 11.5%.
95. M+1 Family: Age = 63 and 68. Aggregate Premium = KES 861,269/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 8.6%.
96. M+1 Family: Age = 67 and 64. Aggregate Premium = KES 861,269/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 8.6%.
97. M+1 Family: Age = 71 and 52. Aggregate Premium = KES 809,592/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 8.1%.
98. M+1 Family: Age = 57 and 51. Aggregate Premium = KES 461,190/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 4.6%.
99. M+1 Family: Age = 59 and 61. Aggregate Premium = KES 611,220/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 6.1%.
100. M+3 Family: Age = 42, 44, 10 and 5. Aggregate Premium = KES 545,642/-. Aggregate Benefit Limit = KES 20,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.7%.
101. M+3 Family: Age = 61,59, 26 and 29. Aggregate Premium = KES 895,710/-. Aggregate Benefit Limit = KES 20,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 4.5%.
102. M+3 Family: Age = 52, 52, 26 and 24. Aggregate Premium = KES 717,341/-. Aggregate Benefit Limit = KES 20,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 3.6%.
103. M+1 Family: Age = 66 and 68. Aggregate Premium = KES 1,050,712/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 10.5%.
104. M+1 Family: Age = 53 and 24. Aggregate Premium = KES 344,501/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 3.4%.
105. M+1 Family: Age = 70 and 64. Aggregate Premium = KES 914,613/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 9.1%.
106. M+1 Family: Age = 54 and 61. Aggregate Premium = KES 566,211/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 5.7%.
107. M+4 Family: Age = 47, 50, 3, 2 and 2. Aggregate Premium = KES 711,224/-. Aggregate Benefit Limit = KES 25,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.8%.
108. M+0 Family: Age = 70. Aggregate Premium = KES 578,997/-. Aggregate Benefit Limit = KES 5,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 11.6%.
109. M+2 Family: Age = 67, 75 and 17. Aggregate Premium = KES 1,305,239/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 8.7%.
110. M+1 Family: Age = 58 and 52. Aggregate Premium = KES 506,199/-. Aggregate Benefit Limit = KES 10,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 5.1%.
111. M+5 Family: Age = 45, 45, 16, 15, 9 and 5. Aggregate Premium = KES 776,788/-. Aggregate Benefit Limit = KES 30,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.6%.
112. M+4 Family: Age = 50, 45, 21, 13 and 9. Aggregate Premium = KES 729,561/-. Aggregate Benefit Limit = KES 25,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 2.9%.
113. M+2 Family: Age = 57, 62 and 20. Aggregate Premium = KES 725,126/-. Aggregate Benefit Limit = KES 15,000,000/-. Aggregate Premium as a % of Aggregate Benefit Limit = 4.8%.
NOTE: Other families whose details are not yet forwarded to Cigna Africa can use the details given above to determine if being covered by Cigna Africa makes sense in terms of affordability and risks to their family member's health arising from not being adequately covered. Members who don't yet see their families' characteristics on the list so far given can do their own calculations using the tabulation made available at this link: bit.ly/2krZEGG
INVITATION: Anyone who finds the Cigna proposition interesting or compelling can join the Unasi Initiative by sending an initial email request to join us to: unasi254ag@gmail.com
Updated: September 23 and 24, 2019.
